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Branchless banking and Contactless payment In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya’s M-PESA mobile banking service, for example, allows customers of the mobile phone operator Safaricom to hold cash balances which are recorded on their SIM cards. Cash can be deposited or withdrawn from M-PESA accounts at Safaricom retail outlets located throughout the country and can be transferred electronically from person to person and used to pay bills to companies. Branchless banking has also been successful in South Africa and the Philippines. Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to borrowers in rural Africa who have mobile phones and can use the Internet. Eventually, the idea spread and in , the Philippines launched the country’s first commercial mobile payments systems with mobile operators Globe and Smart. Some mobile phones can make mobile payments via direct mobile billing schemes, or through contactless payments if the phone and the point of sale support near field communication NFC. Cellphone surveillance and Mobile phone tracking Mobile phones are commonly used to collect location data.

Mobile phones

In this web page we provide some most popular mp3 music sites using these websites you can download or ” stream music “. On the Internet more than 1, legal music services available worldwide, offering more than 35 million songs. Mp3 download sites are best destination on the Internet to download mp3 music and audio files into your PC, tablet and smartphone.

OkCupid is the only dating app that knows you’re more substance than just a selfie—and it’s free! Download it today to make meaningful connections with real people. You need to complete your basic info on the mobile app before you can use the desktop site.

This type of temporary phone number does not require any Sim card. An active WiFi or internet connection will do the job. Best Disposable Phone Number Apps for Android and iOS Please note, the apps we have assembled in the list below are free download however, their service is not free at all. With that being said, you can make use of their free trial for a limited period before paying for premium plans.

Sideline One of the best apps to provide secondary mobile numbers, Sideline is available for both Android and iOS phones. If you are drawn back with dual sim feature on your Smartphone, you should try this app as an alternative. This app allows you separate your personal number with a business contact that you may provide to anyone you wish to deal with.

You can also use the disposable number from Sideline for messages as well. On the other hand, if you or your team are using multiple phones for a single business purpose, you can share the same contact number on all those devices. When one if off the line, other may receive the calls boosting up productivity level.

You can make calls, text, and even send picture messages.


You meet people, talk to them, and maybe start dating if enough sparks fly. There are some dating apps out there that can help this process along. However, based on our research, dating apps in general still need major improvements. Most of these experiences were frustrating, but a few stood out as being usable. Those that do cost money most of them are fairly expensive.

Just a heads up.

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An agreement is formed when you apply to acquire a service from us and we accept your application. The application may be made over the phone, or by completing an online ordering process or a physical order form. You warrant that you are over 18 years of age and legally entitled to enter into the agreement. The agreement will be made up of: If there is inconsistency between any part of the agreement, the inconsistency will be resolved according to the following order of priority: Period of the Agreement 2.

The agreement commences when your application is accepted by us. For contracts other than fixed period contracts, the agreement will continue until it is terminated by either party on 30 days notice or otherwise in accordance with the agreement. For fixed period contracts, the agreement will continue: If neither you nor we cancel the agreement at the end of the fixed period contract, we will continue to supply the service to you on a month-to-month basis. If we will not continue to provide the service to you at the end of the fixed-period contract or if we wish to change the terms of the agreement, including charges, we will inform you of this at least 30 days before the end of the fixed period contract.

Changes to the Agreement 3.

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Never miss a chance to connect Meet like-minded singles in your area with the Oasis. Meet like-minded singles in your area with the Oasis. Men come and go.

Watch video · Yes, Match is the mother of all dating sites. Launched back in , its decades in the business help it bring a ton of insight to the table for singles looking for all kinds of connections.

Logs are displayed by categories and sorted for easy browsing. Mobile Spy does not rely on the phone’s call and message database to log activities. So even if your child or employee tries to delete their usage histories, the information will still be retained and inserted to your account. The system is compatible with most models of Android smartphones and tablets. Learn More About Mobile Spy!

Mobile Spy constantly updates the software so that it contains the latest features as requested by our loyal customers. Many of our features cannot be found anywhere else. Check out a summary of Mobile Spy’s features below. Alerts Profanity Alert, Geo-Fencing, Contact Alerts Get alerts when your child conducts some prohibited actions on the monitored device. View smartphone web history. View a map of logged locations. Works where GPS signal is available.

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This site is probably the best at weeding out the fake profiles. They encourage you to let them know of any profile that is asking for money or that appears fake in any way. You can filter profiles by location, age, weight, height, interests, and see photos of all your matches before committing to a membership.

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Do you remember the brick-sized bag phones of the s which we used to call mobile phones? Those were the times when pagers were cool, walkmans were high tech wonders and your TV was top of the line if it was a colour one. Luckily, those times are gone for good. When it comes to mobile phones, there is some pretty cool stuff out there. They come with a wide range of features available, such as touch screens and cameras, which in turn make them among the most confusing products to buy.

You may either purchase a handset outright or get it free or at low cost as a part of SIM card contract, but remember that you’re still paying for it somehow. It’s worth making sure you spend your money wisely. So let’s jump online to see what shiny new wonder in the world of palm-sized gadgets are available to us. Entry-level phones If your priority is keeping in touch, then you should probably go for an entry-level phone.

And that includes not only making phone calls, but also sending and receiving texts and perhaps not including access to the Internet. If so, there are a number of cheap and simple PAYG phones available from the major networks. Feature phones The next step up the ladder is the so-called feature phone. Feature phones generally include all the features of the entry-level phones plus limited Internet access.

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The results depict how mobile technology has changed the norms of dating and courtship. Breakdowns reveal how men and women use their devices to woo each other. Approximately one-third of both men 31 percent and women 33 percent agree it’s less intimidating asking someone on a date via text vs. After a good date, a majority of the men and women surveyed agree it doesn’t matter who initiates the next communication.

ZDNet’s breaking news, analysis, and research keeps business technology professionals in touch with the latest IT trends, issues and events.

She is constantly testing and reviewing a wide range of online services. Online dating has become a popular option because of their ease of use and ability to help users reach out to millions of potential matches around the world. You came to the right place. In addition to our extensive reviews, we answered the most commonly asked questions about gay dating sites online to help you get started.

Each gay online site targets a different demographic. Elite Singles , for example, is a better fit if you’re looking for someone with a similar background and college education. Choosing the right site based on your preferences will improve the online dating experience. Before signing up, take a look at the target demographic of the gay dating site. Look for information such as age range, male to female ratio, and so on.


His comments came as his research suggested playing computer games could help boost pupils’ concentration levels and improve their results in the classroom. The study found that turning learning into a game helps stop the mind from wandering, allowing students to study better. Professor Howard-Jones, who conducted the research, said computer games have been “trivialised” in recent years, but that used properly, they can help to accelerate pupils’ learning.

Geoff Pugh Speaking to the Daily Telegraph, he said: At the moment, a lot of schools not allowing mobiles to their sites and getting mobiles out of the classroom, for example. It isn’t about restricting it but about how they should be using it in a healthy way.

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The Carphone Warehouse Probably the best site out there when it comes to helping people figure out the kind of mobile phone they want. There’s lots of excellent, impartial information to help you pick a network, tariff and phone. The site loads quickly and the design is elegant. All the major brands are available and there’s free next-day delivery if you order by 2. The quick information link and the ‘phone comparator’ and make and model finder if you don’t know where to start.

There’s a lot of information and pictures of the products. Shipping is calculated during the order process and seems quite pricey. Help information surrounding ordering online, specifically on delivery, seems to be hard to find. Mobiles Online One of the better mobile sites, this has lots of information for those new to both shopping on the net and mobile phones. There’s a useful guide to buying which identifies particular needs and then links to the phone that meets them.

There’s also detailed information on the networks and the various tariffs. The site is fast, though some of the search tools seem a bit creaky. There are quick links to the best deals. Next-day delivery is free in the UK, although if you want something to arrive on a Saturday, you’ll need to pay.

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